Apart from PayPal, what do you use?

jeffreyhuan

11 years ago

Shopping Cart & Ecommerce Software - 1ShoppingCart.com

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Cobaki

11 years ago

Despite the several times that Paypal has messed up my finances, I don't know why I am still a solid Paypal user. Yes, 2checkout is a good alternative. But I also heard from some of my colleagues that Payza offers them just everything that they need. I’m not really sure about what they meant by that, but it sounds great.

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JimmyRose

11 years ago

Originally Posted by Cobaki

Despite the several times that Paypal has messed up my finances, I don't know why I am still a solid Paypal user. Yes, 2checkout is a good alternative. But I also heard from some of my colleagues that Payza offers them just everything that they need. I'm not really sure about what they meant by that, but it sounds great.

It seems Paypal are cleaning up their act a bit. They followed up with a phone call after I sent them an email on the same day which I thought was impressive. Definitely need a backup solution just in case but I'm nowhere near as worried about losing accounts as I used to be! (maybe this just changes once they see money going through?)

For the OP, the most common one I'm seeing these days is 2checkout. That would definitely be my second choice

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nicheblogger75

10 years ago

Originally Posted by Cobaki

Despite the several times that Paypal has messed up my finances, I don't know why I am still a solid Paypal user. Yes, 2checkout is a good alternative. But I also heard from some of my colleagues that Payza offers them just everything that they need. I’m not really sure about what they meant by that, but it sounds great.

I prefer Payza as my alternate or backup payment processor but about a year ago something happened with a finance company or bank they were dealing with and they were no longer able to serve US clients. However, about two weeks ago I received an email from them informing me that they are once again serving the US and so I was able to re-activate my account.

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urangkb

10 years ago

Originally Posted by Cobaki

Despite the several times that Paypal has messed up my finances, I don't know why I am still a solid Paypal user. Yes, 2checkout is a good alternative. But I also heard from some of my colleagues that Payza offers them just everything that they need. I'm not really sure about what they meant by that, but it sounds great.

Hi Cobaki, would you mind to share how paypal messed up your finances?

I once use alertpay but never use them since they switch to payza. Still using paypal and paypal.

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nicheblogger75

10 years ago

Originally Posted by Cobaki

Despite the several times that Paypal has messed up my finances, I don't know why I am still a solid Paypal user. Yes, 2checkout is a good alternative. But I also heard from some of my colleagues that Payza offers them just everything that they need. I'm not really sure about what they meant by that, but it sounds great.

Payza is a great service. I would use that if for some reason I could not use PP anymore. They recently went through a period where they could not serve US clients, but they have recently opened their services back up to US users.

Payza has basically all of the same features as PP. The problem is that it has not become very popular as of yet, but I think it is going to pick up momentum as more and more marketers find out about it. I know that a lot of people who mess around with PTC sites like Clixsense and Neobux use it.

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Mark Hess

11 years ago

Welly, I love Zaxaa, we've been using it for two of our products and it works flawlessly.

Payza would be good, but what I would really like to see is Paxum: https://www.paxum.com/payment_docs/p...piIntroduction

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wellymulia

11 years ago

Hey Mark

Glad you're loving Zaxaa

Keep using it and let me know if you need any help at all

Originally Posted by Mark Hess

Welly, I love Zaxaa, we've been using it for two of our products and it works flawlessly.

Payza would be good, but what I would really like to see is Paxum: https://www.paxum.com/payment_docs/p...piIntroduction

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AeroBuilders

11 years ago

Originally Posted by Mark Hess

Welly, I love Zaxaa, we've been using it for two of our products and it works flawlessly.

Payza would be good, but what I would really like to see is Paxum: https://www.paxum.com/payment_docs/p...piIntroduction

How do you collect your money - what are the options available that you currently use?

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PerformanceMan

11 years ago

Payza, and EgoPay are pretty good options too.

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TestTinkerer 11 years ago

Payzaa I think is a viable alternative.
Honestly, I feel like using paypal is sometimes like going to the loansharks to do business with.
If you're really unlucky, they'll even try to give you an offer "you can't refuse"
I think its best for people to have 1 alternative shopping cart.
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ddev

11 years ago

Hi Welly,

1 Question: Does zaxaa has IPN integration?

This is basically valuable when you're selling software / wp plugins etc as we can use that info to create accounts on the server and send the credentials to users.

Best Regards,

Diego.

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Mark Hess

11 years ago

Originally Posted by ddev

Hi Welly,

1 Question: Does zaxaa has IPN integration?

This is basically valuable when you're selling software / wp plugins etc as we can use that info to create accounts on the server and send the credentials to users.

Best Regards,

Diego.

ZPN (Zaxaa Payment Notification) and ZPDT (Zaxaa Payment Data Transfer). - See more at: Zaxaa can now integrate with other membership softwareZaxaa News & Announcements

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wellymulia

11 years ago

Hi Diego

Mark answered that for you. Thanks Mark!

Yes we have IPN integration, see here please:
Zaxaa can now integrate with other membership softwareZaxaa News & Announcements

Originally Posted by ddev

Hi Welly,

1 Question: Does zaxaa has IPN integration?

This is basically valuable when you're selling software / wp plugins etc as we can use that info to create accounts on the server and send the credentials to users.

Best Regards,

Diego.

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trader909

11 years ago

none

US c.c. companies too quick to refund their customers no questions asked. checks/bank only.

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abuhanifa

11 years ago

Have you tried Google Checkout? ==> https://checkout.google.com/sell

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Cobaki

11 years ago

Originally Posted by abuhanifa

Have you tried Google Checkout? ==> https://checkout.google.com/sell

Some of my friends told me that Google Checkout is shutting down on November. Is this true? But they also told me that Google Wallet will be its replacement. However, I am still not that sure if it is safe to try opening a Google Checkout account right now.

Thanks
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vishwa

11 years ago

Originally Posted by Cobaki

Some of my friends told me that Google Checkout is shutting down on November. Is this true? But they also told me that Google Wallet will be its replacement. However, I am still not that sure if it is safe to try opening a Google Checkout account right now.

Yes! It is true after November 20, 2013, Google Checkout will no longer be supported. If you process payments using Google Checkout. It will automatically transferred to Google wallet.

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kennytan

11 years ago

Moneybookers, Payza and Worldpay

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greg80221 11 years ago

i have used authorize.net but found them to be very expensive compared to others. I use usaepay, 2checkout, and paypal for the most part. I used to use square as well but they have a ambiguous morals clause and didn't like some of the transaction titles I sent and they also slow down large payments so pretty much dropped them like a bad habit. I have been looking at AcceptSafe they are a authorize.net reseller so they are cheaper and will work with anything that authorize works with.
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Dennis Ray

11 years ago

Moneybookers, but Paypal is best hands down.

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Cobaki 11 years ago

Originally Posted by DennisRay

Moneybookers, but Paypal is best hands down.

Paypal is the best? Not really. Yes, it is very convenient and it is the most popular, but there are a lot of problems that Paypal can give you. I have been using Paypal for years now and I have had major problems for around five to seven times. The only reason why I am still using it now because I am already so used to it.
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newtonguywoodiii

11 years ago

Aside from Paypal, I am using Payzaa. it is a good option as well. Some even use it as their main payment method. However, for me, Paypal would always be conventional since most people and establishments use Paypal. I got some difficulties finding individuals who accept Payzaa though it is very easy to use.

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kingofthesouth

11 years ago

Originally Posted by wellymulia

Hey Warriors

What are you using for payment processing apart from PayPal?

I ask this because we've just implemented Authorize.net and 2checkout to our platform, and want to know what other payment processors/platforms most IMers use.

Thanks in advance for letting me know!

Cheers,
Welly

One of the best payment processors is OkPay. Accepts a slew of payment options and has a debit card for instant withdrawals.

Reliable electronic currency with instant money transfers and transaction protection | OKPAY

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ppetri

11 years ago

If you are using a script or plugins for your backend processing,downloads protection, or memberships (Amember Pro, OptimizePress 2.0, DAP, DLGaurd, etc) then you may want to see what Credit Card Processors they have compatibility with first. Just a thought!

The standards for most are 2Checkout, Paypal, Authorize.net, Worldpay, and 1 Shoppingcart

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Austin357

11 years ago

Payoneer ,Payza and Paymate are viable alternatives. Paypal's support has been getting better recently. Always good to have multiple options just in case you have issues with one Payment processor.

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blackli0n

11 years ago

I use Paypal because they definitely protect me against chargebacks. If you're selling digital products, Paypal is very much on the seller's side.

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JimmyRose 11 years ago

Originally Posted by blackli0n

I use Paypal because they definitely protect me against chargebacks. If you're selling digital products, Paypal is very much on the seller's side.

Really? This doesn't seem to be the case with us at all. It's generally not worth fighting anyway and just granting the refund
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- wellymulia 11 years ago
  
  Thanks guys for the feedback and sharing you gave!
  
  Originally Posted by JimmyRose
  
  Really? This doesn't seem to be the case with us at all. It's generally not worth fighting anyway and just granting the refund
  
  Yup, it doesn't seem to be the case with us as well. With us, PayPal is leaning towards the buyer's side.
  
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AeroBuilders

11 years ago

Originally Posted by blackli0n

I use Paypal because they definitely protect me against chargebacks. If you're selling digital products, Paypal is very much on the seller's side.

That is actually hilarious - I know of over a dozen HORROR STORIES with paypal in the last 90 days alone. Heads up...if you sell anything to the Forex/Trading niche stay far away from paypal. I know of several acct shutdowns recently (and holding the funds for 180 DAYS!!!) totally out of the blue with no credible explanations.

How would you like to run a successful email offer campaign and make $20k to $30k and then watch that money get FROZEN with no notice for an INSANE 180 DAY HOLD PERIOD!!! F**CK THAT!

What do you all have to say about MERCHANTinc.com ?

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AeroBuilders 11 years ago

BTW, in the trading and health & fitness niche I do not know of one single case (in the past three years) where the seller recovered a scam chargeback claim....NOT ONE WITH paypal!!!

Buyers GRAB THE DIGITAL CONTENT and then pull a SCAM (product theft) dispute or chargeback within 24 hours of the purchase.

Watchout for PAYPAL - http://www.paypalsucks.com/
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Sid Hale

10 years ago

Puleeeeeeze!

Perhaps you should have read (and understood) Paypal's Acceptable Use Policy before using their services as a payment processor...

Originally Posted by AeroBuilders

That is actually hilarious - I know of over a dozen HORROR STORIES with paypal in the last 90 days alone. Heads up...if you sell anything to the Forex/Trading niche stay far away from paypal. I know of several acct shutdowns recently (and holding the funds for 180 DAYS!!!) totally out of the blue with no credible explanations.

No credible explanation? Really?

There's a link to Legal Agreements at the bottom of the page when you are logged into your Paypal account.

From Paypal Acceptable Use Policy

Prohibited Activities

3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other "get rich quick" schemes or certain multi-level marketing programs, (c) are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f), are associated with the sale of traveler's checks or money orders, (h) involve currency exchanges or check cashing businesses, or (i) involve certain credit repair, debt settlement services, credit transactions or insurance activities.

I've underlined your "credible explanation". The use of Paypal for currency exchanges (FOREX) or check cashing businesses is prohibited.

Your "rep" with Paypal (as with any payment processor - including your own bank) will govern how they treat you. Ever had funds from a bank deposit held until after the item cleared the bank account of the check writer? Happens all the time.

While it's easy to find people who will tell you that they "heard" about someone's account being frozen or funds being held - third hand reports are just that... third hand (or fourth or fifth). I'm not saying that it doesn't happen. It does.

But...
that third party has only heard one side of the story. The originator probably thinks (just like you) that there is no "credible explanation" - but it is more likely their own misunderstanding of the situation.

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jamesfreddyc

11 years ago

We have been happy with ASecureCart.NET as it integrates CC, paypal, etc. We can even use it to punch in CC's over the phone for customers too. IPN works just fine but you will need a bit of experience to get it all working.

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Chosen2013

11 years ago

Payza, Skrill, Paxum, 2CO, Stripe and many more

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pawanzz

11 years ago

Amazon WebPay, Google Checkout are best for me. I don't like Paypal.

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partners

11 years ago

Hi Welly,
We use Linkpoint coupled with Goldbar for about six years with no problems.
We stay away from Paypal.

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Matt59000

11 years ago

I use paypal and 2checkout

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CyberAlien

11 years ago

The only others that may be worth it are WePay, AlertPay, and MoneyBookers. I've never really had customers request anything besides those options.

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Porphyrogenitus

11 years ago

If you have a real, registered business, check out PNC merchant services. They underwrite your account based on your credit, industry, and subjective factors, as well as verifying funds a lot faster.

Banks can do it a lot cheaper because they don't have to artificially increase their prices to absorb the effects of public offers and merchant fraud.

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Nathan Kruz

10 years ago

Escrow is what I use sometimes. It is ALOT more secure than Paypal.

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seobro

10 years ago

Yesterday, I was on the phone with pay pal for hours; is it just me? I have tried amazon. They are even worse. Best bet is western union. Like there are no refunds ever. People want to buy your report and then ask for a refund to not pay you.

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moneywithtim

10 years ago

Paypal, Egopay, Payza.. Paypal is working more than Great for me!

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iamgoutam

10 years ago

Payza is not so secure, i am using skrill (moneybookers) since 2014 and they are really good. Their customer service is awesome and service charge is very low. They are also offering debit master card.

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Hammad I

10 years ago

I know this is an old thread but since it is alive, I might as well answer the question. I use 2checkout, selz.com and wazala. These solve most of my problems.

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moreknowledge 10 years ago

I have run into problems with paypal. I front for a third party call center in India who does online tech support for PC's & mac's . My Corporation is in Montreal Quebec Canada. They are an inbound call center but we had a bad month in July having 8.33% of BV resulting in chargebacks. So now paypal has placed a reserve of 13% plus their 3% fee per transaction. The reserve is on for 6 months pending further review. I have made numerous applications to conventional payment processors & have been turned down for the same reason which is the space of online tech support especially out of India is considered too high risk because of the reputation & because of the volume of chargebacks. Does anyone have any suggestions?
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cyberzolo

10 years ago

Paypal has its issues but it is still the best payment processor out there, so you should go with paypal. If not, then Payza.

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AppKirk

10 years ago

I have a merchant account with a bank in Hong Kong and they offer a payment gateway setup.

it's easy and they are pretty alright with high risk transaction (15% refund rate a quater and they didn't complain)

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linathinfotech

10 years ago

Payumoney is also the best option as it offer some % of cash back.

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spearce000

10 years ago

Nochex, GoCardless and 2CO as well as PayPal.

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LuckyIMer

10 years ago

Skrill, Payza are options to consider.

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gmarklin

10 years ago

Google wallet is a good service, I has all the features of Paypal, and it is simple to use

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pitocus

10 years ago

skrill, 2checkout and stripe

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amuro

10 years ago

Originally Posted by wellymulia

Hey Warriors

What are you using for payment processing apart from PayPal?

I ask this because we've just implemented Authorize.net and 2checkout to our platform, and want to know what other payment processors/platforms most IMers use.

Thanks in advance for letting me know!

Cheers,
Welly

I normally used Clickbank which takes care of most issues like refund and delivery etc.

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Kaan Evren

10 years ago

Bitcoin is amazing.

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cchampme 10 years ago

Bitcoin is kind of difficult for a beginner.
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Steven Miranda

10 years ago

I have been using Stripe.com for credit card transactions for years now...they are the best.

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EPoltrack77

10 years ago

Yeah I think it's Gateway! Paypal's merchant fee's are ridiculous! Keep only 70 cents on every dollar you make versus 5 cents per transaction with my merchant processor. But hey, paypal is fast and easy and anyone can set one up!

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Ron Killian

10 years ago

Originally Posted by EPoltrack77

Yeah I think it's Gateway! Paypal's merchant fee's are ridiculous! Keep only 70 cents on every dollar you make versus 5 cents per transaction with my merchant processor. But hey, paypal is fast and easy and anyone can set one up!

How are pay pal's fees ridiculous? They are very low in my opinion. Sure cheaper than a regular merchant account.

I tried Google few years back when it was Checkout and never again. Two transactions their system said was paid/good, then almost a week later they said they were bad. WTF. Of course the buyer already had their stuff. Maybe they've changed now.

Also, last I heard Wallet doesn't have phone support.

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jessiem

10 years ago

Always go for the "most used" alternatives to Paypal. Go for Payza, Stripe, 2Checkout and Google Wallet.
(just don't forget to check their reviews before investing money out from your pocket)

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rv5

10 years ago

Use a direct pay account it is best

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mrrightme

10 years ago

try Payza,It called "Aertpay" when I first used it in 2008

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Quentin

10 years ago

We have just started using stripe which integrates well into our accounts and commerce platform.

Regards

Q

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gamestoenjoy

10 years ago

I use only Paypal as it the most reliable.

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DAlgirdas

10 years ago

I switched to Paysera from PayPal after some disagreements we had. Of course, some of my customers are still looking for paying through PayPal, but I now have proper user support service and reasonable prices.

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sisindia

10 years ago

I do not support bitcoin system, paypal or western union are reliable sources for money transfer.

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Apart from PayPal, what do you use?

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